This low-maintenance cash back card is ideal for cardholders who want to earn a significant amount back but don’t want to put too much effort into their earnings. If you like the idea of earning rewards alongside your spending, the Quicksilver Rewards card is the clear winner. The Capital One Platinum has no rewards whatsoever. $200 cash back when you spend $500 in the first 3 monthsĮstimated yearly rewards value (for someone who spends $15,900) Do you want a cash back card that rewards you for spending, or do you want to improve your credit with responsible use? Card Capital One Platinum card featuresĭeciding which card is best for you depends on how high your credit score is and what you’re looking for in a credit card. If you pay your bill on time six months in a row, for example, your account is automatically reviewed for a credit limit increase. Instead, its biggest selling point is its forgiving stance toward cardholders rebuilding their credit. It doesn’t offer a rewards program, nor does it offer a sign-up bonus. The Capital One Platinum card is a plain vanilla credit card designed for cardholders who want to build or rebuild credit with responsible use. It offers a flat 1.5% cash back rate that can add up to big savings for cardholders who use it regularly. The Capital One Quicksilver card is a high-yield cash back card designed for cardholders with good to excellent credit. But aside from their affiliation with Capital One, these two cards are a world away in terms of the benefits they offer and the reasons why a cardholder might choose them. The Capital One Quicksilver Cash Rewards Credit Card and the Capital One Platinum Credit Card share the same issuer.
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